Visa Credit   
Visa Credit Cards

With a $10,000 maximum limit, our VISA Credit Card is consistently one of the lowest interest rates in town and is accepted at millions of locations worldwide for goods, services and cash. Eastern Utah Community Credit Union VISA has no annual fee and an annual percentage rate much lower than most. Plus, our VISA has a 25 day grace period on purchases, so you won’t pay a finance charge when you pay off your balance each month. With your VISA account, you’ll receive a separate, itemized statement for your convenience.
VISA Share Secured—If you have a need to establish credit, this is the card for you. This card allows you to borrow against the money in your savings account at the low fixed rate of 11.9%.
Terms
  • Annual Percentage Rate: 11.90% Fixed
  • Transaction Fee: None
  • Annual Fee: None
  • Minimum Finance Charge: $1.00
  • Grace Period for purchases: 25 Days from Statement Date
  • Finance Charge Calculation: Average Daily Balance
  • Cash Advance Finance Charge: 2.0% of total cash advance or maximum of $10.00
  • Over the Limit Fee: $15.00
  • Late Fee: $18.00
  • International Assessment Fee: 2.0%
Security
  • Activation Program: Newly received cards must be activated by calling the toll-free number provided before they can be used.
  • CVV2 Program: Magnetic stripe encoded with information from the front of the card helps detect fraud.
  • PRISM: Program designed to alert Credit Union Personnel when unusual transactions are being made on a member's account.
  • Verified by VISAVerified by Visa: Enables consumers to add an online password to their existing Visa card. When you click "buy" at checkout at participating merchant sites, a Verified by Visa screen appears and your password is required to complete the transaction.


  • To report a lost or stolen VISA Credit or Debit card during office hours call 435-637-2443 or 1-800-700-2781. After hours please call 1-800-682-6075

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    NCUA InsuredYour savings federally insured to $100,000
    by the National Credit Union Administration.
    Equal Housing LenderWe do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. © Copyright 2008 Eastern Utah Community Credit Union. All rights reserved.  The Difference is You