CHECKING AND N.O.W. ACCOUNTS

Checking (Share Draft) and N.O.W. (Negotiable Order of Withdrawal) accounts at Eastern Utah Community Credit Union are designed to help you manage your daily finances conveniently and affordably. A low $25 minimum balance held in a related share savings account qualifies you for membership in the credit union and use of our checking and/or N.O.W. account privileges. A N.O.W. account differs from a checking account in that it is an electronic transaction account only, so there is a $10.00 per check fee if a paper draft is presented for payment. Here are a few features that make our checking and N.O.W accounts the best in town:


  • No minimum balance required.
  • Overdraft protection available to qualified members.
  • No monthly service charge.
  • VISA Debit Cards are available.
  • Account information is available 24 hours a day through our Internet Account Access or Audio Response Phone System. Besides accessing information, you can also make payments and transfers.
  • Direct Deposit-You can have your paycheck, government check, or retirement payments deposited directly into your account. Then you can easily designate dollar amounts to be applied to a loan or deposited into a savings account of your choice.
  • We send out a simple, easy-to-read statement each month.

Additional features offered with our checking accounts but not with N.O.W. accounts:


  • Unlimited checking, no per check fee.
  • Payroll Deduction-If your employer allows payroll deduction, you can have your loan payment automatically deducted from your check and sent directly to us.
CURRENT RATES
Auto Starting as low as 3.74%*
RV Starting as low as 4.74%*
Home Equity Starting as low as 5.24%*
Shared Secured Starting as low as 3.74%*
CD Secured Starting as low as 3.74%*
Signature Starting as low as 9.45%*
*APR. Rates subject to change without notice.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. **Notice**
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
** WARNING: Unauthorized users who attempt to access accounts from this website will be prosecuted to the fullest extent of the law. **

  • Verified by Visa
  • Equal Housing Lender
  • Member of NCUA
To report a lost or stolen VISA Credit or Debit card please visit www.reportmycards.com or call 1-800-682-6075.
To activate a new VISA Credit or Debit card please visit www.activatemycards.com.
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