Which checking account fits your needs?
We offer 3 different types of checking accounts to meet your needs. Checking (Share Draft), N.O.W. (Negotiable Order of Withdrawal), and Benefits Plus Checking accounts at Eastern Utah Community Credit Union are designed to help you manage your daily finances conveniently and affordably. A low $25 minimum balance held in a related share savings account qualifies you for membership in the credit union and use of our checking and/or N.O.W. account privileges.
Our Checking and N.O.W. accounts acts as a regular checking accounts. A N.O.W. account differs from a checking account in that it is an electronic transaction account only, so there is a $10.00 per check fee if a paper draft is presented for payment. Our checking accounts also include unlimited checking, with no per check fee, and payroll deduction. These features are included with checking accounts, but not with N.O.W. accounts.
Our Benefits Plus Checking account can do everything our regular accounts can do and so much more. For a low monthly fee of $5.95 a month, you can enjoy a range of benefits and product to use in your everyday life. Check out all the added benefits that come with the Benefits Plus Checking account:
|Share Shavings Account||Savings and Regular Checking Accounts||Savings and Benefits Plus Checking Accounts|
|Mobile Banking and Mobile Check Deposit||✓||✓||✓|
|Auto Transfer for Recurring Payments||✓||✓||✓|
|TruStage $1,000 Accidental Death Insurance (Member needs to enroll)||✓||✓||✓|
|No monthly service charge||✓||✓||*$5.95/month|
|No Minimum Balance required in checking||✓||✓|
|VISA Debit Card||✓||✓|
|Access to CO-OP's 30,000 ATMs, surcharge-free||✓||✓|
|Overdraft protection on approved credit||✓||✓|
|ULTIMATE ID Program: 3-Bureau Daily Credit Monitoring, Instant Alerts, Score Tracker, Dark Web Monitoring, Credential Vault||✓|
|Cellular Care Coverage up to $600||✓|
|TicketXpress Entertainment Suite: Discounted movie passes, Sporting Event Tickets, Concerts, Theme Parks, Theater Tickets, City Passes, Ski Lift Tickets and Golf/Recreation||✓|
|Full-Service Concierge Travel Suite with Guarenteed Lowest Pricing and 3% to 5% cash back||✓|
|Gas and Grocery Savings||✓|
|Consumer Protection Services: 90-Day Purchase Protection, Extended Warranty and Vehicle Safety Information||✓|
|National and Local Restaurant and Merchant Discount Program||✓|
|Health and Wellness: Discounted Hearing Plans, Pharmacy and Vision Care, and Optional Dental Plan||✓|
|Family Benefits: Discounted 24-Hour Road Service, Automotive Services Savings, Complimentary Enrollment for Family Members, Grocery Coupons, Discounted Pet Health Insurance, Student Grant Locator, College Car Packages, and Wholesale Club Membership Cash Back||✓|
|Office/School Supplies Discounts||✓|
|Cash Back Rewards at over 3000 online merchants||✓|