Checking (Share Draft) and N.O.W. (Negotiable Order of Withdrawal) accounts at Eastern Utah Community Credit Union are designed to help you manage your daily finances conveniently and affordably. A low $25 minimum balance held in a related share savings account qualifies you for membership in the credit union and use of our checking and/or N.O.W. account privileges. A N.O.W. account differs from a checking account in that it is an electronic transaction account only, so there is a $10.00 per check fee if a paper draft is presented for payment. Here are a few features that make our checking and N.O.W accounts the best in town:

  • No minimum balance required.
  • Overdraft protection available to qualified members.
  • No monthly service charge.
  • VISA Debit Cards are available.
  • Account information is available 24 hours a day through our Internet Account Access or Audio Response Phone System. Besides accessing information, you can also make payments and transfers.
  • Direct Deposit-You can have your paycheck, government check, or retirement payments deposited directly into your account. Then you can easily designate dollar amounts to be applied to a loan or deposited into a savings account of your choice.
  • We send out a simple, easy-to-read statement each month.

Additional features offered with our checking accounts but not with N.O.W. accounts:

  • Unlimited checking, no per check fee.
  • Payroll Deduction-If your employer allows payroll deduction, you can have your loan payment automatically deducted from your check and sent directly to us.
Auto Starting as low as 3.99%*
RV Starting as low as 4.99%*
Home Equity Starting as low as 5.50%*
Shared Secured Starting as low as 3.99%*
CD Secured Starting as low as 3.99%*
Signature Starting as low as 9.70%*
*APR. Rates subject to change without notice.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. **Notice**
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
** WARNING: Unauthorized users who attempt to access accounts from this website will be prosecuted to the fullest extent of the law. **

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  • Equal Housing Lender
  • Member of NCUA
To report a lost or stolen VISA Credit or Debit card please visit or call 1-800-682-6075.
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