How can you keep your information safe?
We have collected relevant and useful links. These will arm you with information to keep you safer in the information age.
Rise in COVID-19 Related Fraud
The FBI issued a public announcement to warn about an increase in fraud schemes that are related to the coronavirus pandemic.
These schemes include fake emails claiming to be from the Center for Disease Control and Prevention claiming to offer information on the virus, phising emails to lure users into entering information for an economic stimulus check and even offering counterfeit treatments or equipment.
Along with good cyber hygiene, please note the following tips:
•Do not open attachments or click links within emails from senders you don't recognize.
•Do not provide your username, password, date of birth, social security number, financial data, or other personal information in response to an email or robocall.
•Always verify the web address of legitimate websites and manually type them into your browser.
•Check for misspellings or wrong domains within a link (for example, an address that should end in a ".gov" ends in .com" instead).
If you believe you are the victim of an Internet scam or cyber crime, or if you want to report suspicious activity, please visit the FBI’s Internet Crime Complaint Center.
Posted March 23rd, 2020Identity Theft Central
The Internal Revenue Service (IRS) has launched its “Identity Theft Central” webpage to provide 24/7 access to online information regarding tax-related identity theft and data security protection. Tax-related identity theft occurs when someone steals personal information to commit tax fraud.
Posted Feburary 12th, 2020"Metamorfo" Malware Attack
A malware campaign known as “Metamorfo” is targeting online banking users’ “credit card information, finances and other personal details”. While EUCCU members have yet to be affected by Metamorfo, it is always wise to stay informed and cautious.
Metamorfo begins with a phishing email that claims to contain invoice information and asking the user to download a file. If the user downloads and runs the file, Metamorfo will begin making changes to the user’s Window computer.
The malware turn’s off the auto-complete function in web browsers and uses what’s known as a “key logger” to record the users log-in information that they are now forced to type out.
To avoid falling victim to this attack, users should be cautious of unexpected email, especially those with attachments. Antivirus software and a properly patched and updated computer are also great layers of defense.
Posted Feburary 7th, 2020
Home Equity Loans
A Home Equity Loan can assist you in financing just about anything with the equity on your own home. You have the option of taking the funds all at once or accessing a line of credit and withdraw as needed. Enjoy the benefits of these loans, such as their tax deductible interest.
You save money with our low rates on new and used vehicles. We offer up to 100% refinancing on new or used auto loans with approved credit. Pre-approved loans are available too, so you can bargain on your automobile purchase like a cash buyer. Most loans can have approval on the day you apply.
Our Mortgage specialists are here to help you with any details about title insurance, term length, closing costs, interest rates, orgination fees, recording fees, appraisals. We offer conventional mortgage loans with fixed rates and experts that you can depend on.
VISA Credit Cards
On top of offering VISA Debit Cards, EUCCU offers two options for VISA Credit Cards. Choose between the VISA Premier and VISA Extra Awards Cards, for those who want to get more out of their credit card. If you have a need to establish credit, look into our VISA Premier Shared Secured.
At EUCCU we want to help your business succeed. We offer commercial loans for real estate, equipment, vehicle and agriculture equipment. Commercial loans can be used to purchase or renovate commercial property, purchase vehicles and equipment for the business or get a line of credit for the business.