Share Savings Accounts

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A Share Savings account is a membership account that represents your ownership in Eastern Utah Community Credit Union. A $25 minimum deposit opens a Share Account which entitles you to all the benefits of membership. A $25 deposit opens a Joint Member Share Account which entitles both account owners to all the benefits of membership.

All Share Accounts are classified as non-transactional accounts and are subject to Regulation D. Therefore, all Share/Savings Accounts are limited to (6) electronic transactions in a thirty day period. Electronic transactions include Audio Response, Online Transfers, Automatic Payments, and Automatic Transfers.

Dividends are based on the average daily balance and are paid quarterly.

Auxilary Savings: Special Savings accounts can be set up under your member number for any special event, such as Christmas, vacations, education, taxes, etc.

SHARE SAVINGS RATES

TYPE	APY
Share Account	0.050%*
IRA Share Account	0.050%*

*APY = Annual Percentage Yield. Rates and terms are accurate as of Thursday, August 24, 2023 and are subject to change.

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Membership Requirements

Home Equity Loans

A Home Equity Loan can assist you in financing just about anything with the equity on your own home. You have the option of taking the funds all at once or accessing a line of credit and withdraw as needed. Enjoy the benefits of these loans, such as their tax deductible interest.

Auto Loans

You save money with our low rates on new and used vehicles. We offer up to 100% refinancing on new or used auto loans with approved credit. Pre-approved loans are available too, so you can bargain on your automobile purchase like a cash buyer. Most loans can have approval on the day you apply.

Mortgage Loans

Our Mortgage specialists are here to help you with any details about title insurance, term length, closing costs, interest rates, orgination fees, recording fees, appraisals. We offer conventional mortgage loans with fixed rates and experts that you can depend on.

VISA Credit Cards

On top of offering VISA Debit Cards, EUCCU offers two options for VISA Credit Cards. Choose between the VISA Premier and VISA Extra Awards Cards, for those who want to get more out of their credit card. If you have a need to establish credit, look into our VISA Premier Shared Secured.

Business Loans

At EUCCU we want to help your business succeed. We offer commercial loans for real estate, equipment, vehicle and agriculture equipment. Commercial loans can be used to purchase or renovate commercial property, purchase vehicles and equipment for the business or get a line of credit for the business.