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VISA Premier and VISA Extra Awards Cards - Eastern Utah Community Credit Union’s VISA Premier and VISA Extra Awards Credit Cards are consistently one of the lowest rates in town and are accepted at millions of locations worldwide for goods, services and cash. Eastern Utah Community Credit Union’s VISA cards have no annual fee plus, our VISA cards have a 25 day grace period on purchases, so you won’t pay a finance charge when you pay off your balance each month.*


Extra Awards - EUCCU’s Visa Extra Awards pays you back, just for using your card. With Extra Awards you earn one point for every dollar spent when you sign for purchases using your VISA Extra Awards card. Use your points for Cash Back, Gift Cards, Gift Certificates and Hotel Awards. Our VISA Extra Awards card gives you more options because awards are not tied to one company’s merchandise. There’s no need to visit special Web sites or make purchases at specified merchants to earn points. Simply use your card on qualifying purchases and watch the points add up. When you have enough points for the reward of your choice, just submit your redemption request. That’s it! For answers to your program questions, visit our awards page or call the redemption center at 877-909-1450 from 6 a.m. to 6 p.m. Pacific Time, Monday through Friday.**


VISA Premier Share Secured - If you have a need to establish credit, this is the card for you. This card allows you to borrow against the money in your savings account with all the benefits of our Visa Premier card.


Terms:

•Annual Fee: None

•Minimum Finance Charge: $1.00

•Grace Period for purchases: 25 Days from Statement Date

•Finance Charge Calculation: Average Daily Balance

•Cash Advance Finance Charge: 2.0% of total cash advance

•Balance Transfer Fee: 2% of total balance transferred

•Late Fee: $25.00

•Single Currency Foreign Transaction: 1.0% of transaction amount

•Multiple Currency Foreign Transaction: 2.0% of transaction amount


* EUCCU’s VISA Premier and VISA Extra Awards credit card APR will vary with the market based on the Prime Rate.
** EUCCU’s VISA Extra Awards card is for personal use only, business accounts and DBA’s are excluded. Points are not earned for cash advances, balance transfers or PIN purchases. Points are good for 48 months. If your points are not used within this time they will expire. There are no maximum point accumulations.

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